Is Olympia more affordable than Seattle

When it comes to affordability, the cost of living can vary greatly depending on where you live. Olympia and Seattle are both cities located in the state of Washington, but there are significant differences in their cost of living. In this blog, we will compare the two cities and explore whether Olympia is more affordable than Seattle.

Housing Costs:

One of the most significant factors that affect the cost of living is housing. According to The Northwest MLS, the median home value in Seattle is $835,000, while the median home value in Olympia is $510,000, through February 2023. This indicates that Olympia is considerably more affordable than Seattle when it comes to housing costs.

Renting a home is also more affordable in Olympia. The average monthly rent for a one-bedroom apartment in Olympia is $1,200, while the average rent for the same apartment in Seattle is $1,800. The difference in rent prices becomes more significant when looking at larger apartments, with the average rent for a three-bedroom apartment in Seattle being $2,300 compared to $1,600 in Olympia, according to


Another significant expense for people living in cities is transportation. The cost of gas and vehicle expenses can vary based on the city’s location, public transportation options, and other factors. Seattle has a robust public transportation system, including buses, trains, and ferries, which can help people save money on transportation costs. However, the cost of owning a car in Seattle can be higher due to higher registration fees and insurance premiums.

Olympia also has a decent public transportation system, but it’s not as extensive as Seattle’s. The cost of owning a car in Olympia is lower compared to Seattle, which can make it a more affordable option for people who need to travel regularly.

Cost of Living:

The overall cost of living is also a crucial factor to consider when comparing cities’ affordability. According to Numbeo, the cost of living is 43% less in Olympia than Seattle.

The cost of groceries, dining out, and other essentials are also lower in Olympia compared to Seattle. For example, according to Sperlings Best Places the cost of groceries in Olympia are 33.3% less than in Seattle.


Overall, Olympia is more affordable than Seattle when it comes to housing costs, transportation, and the overall cost of living. While Seattle has more job opportunities and a higher median income, the higher cost of living can make it difficult for people to make ends meet. Olympia offers a more affordable option for people looking for a city with a lower cost of living, but it’s important to consider other factors like job availability, education, and lifestyle preferences before making a decision about where to live.